Safety first
Equiti review
Who regulates Equiti, under which licence, and what that means for your money.
Last checked
If Equiti failed, we cannot tell you what would happen to your money, and that is the finding. There is no compensation scheme behind an account here and limited obligation on the firm to keep your funds apart from its own. Regulated by FCA; UAE SCA; Jordan JSC; Kenya CMA; Seychelles FSA; Armenia CBA, offering MetaTrader 4, MetaTrader 5, Equiti Trader.
Our rating
- Regulation8.9
- Costs8.2
- Platforms8.5
- Markets8.0
- Support2.8
- Education2.0
One rating, identical across our sites - only the way it is shown changes. It averages six assessments: regulation, trading costs, platforms, markets, support and education.
Regulation and safety
- Regulated by
- FCA; UAE SCA; Jordan JSC; Kenya CMA; Seychelles FSA; Armenia CBA
- Regulator tier
- Tier 1
- Register entry
- FCA Financial Services Register, FRN 528328
- Client money segregated
- Yes
- Held at
- Regulated banking institutions; entity-dependent
- Negative balance protection
- Yes for eligible retail clients; entity-dependent
- Compensation scheme
- FSCS for eligible UK clients; no equivalent scheme under several international entities
- Audited by
- Independent external/statutory auditors
- Not available to
- United States and jurisdictions where Equiti is not authorised to provide services
The licence is what decides where your money sits and who is obliged to do something about it.
Equiti holds a tier-one authorisation from FCA. That matters more than any headline spread: it determines your leverage cap, whether losses can exceed your deposit, and what happens to your money if the firm fails.
It also operates an offshore entity (FSA). Which one you are onboarded to depends on where you live, and the two carry very different protections - worth confirming before you deposit.
The FCA caps retail leverage at 1:30, mandates negative balance protection, and covers eligible clients under the Financial Services Compensation Scheme.
An FSA licence here is usually the Seychelles authorisation - an offshore entity, with lighter obligations than a tier-one regulator.
Check the licence yourself: the FCA Register, the Seychelles FSA list of regulated entities.
The company behind the brand
- Legal entity
- Equiti Brokerage (Seychelles) Limited
- Company number
- 8424234-1
- Headquarters
- Mahe, Seychelles
- Founded
- 2008
- Publicly listed
- No
- Parent company
- Equiti Group
- Employees
- 500+
- Also trades as
- Equiti; Equiti Group
What it costs to trade
- Spread from
- 0.0 pips
- EUR/USD spread
- Approx. 0.1-0.2 pips, Premier
- GBP/USD spread
- Approx. 0.3-0.5 pips, Premier
- Commission
- Approx. $3.50 per side / $7 round turn on Premier FX
- All-in cost, EUR/USD
- Approx. 0.8-0.9 pips
- Spread type
- Variable
- Overnight swap
- Both: overnight financing may be charged or credited
- Inactivity fee
- No standard inactivity charge prominently advertised
- Deposit fee
- Generally none internally
- Withdrawal fee
- Method-dependent
- Currency conversion
- Applicable when conversion is required
Cost is the last thing to weigh here, and never the thing that should decide it.
A quoted spread from 0.0 pips is a raw-spread figure, which almost always means a separate commission per lot. Compare the two together - a "zero spread" account with a high commission can cost more than a wider spread with none.
Quoted spreads are best-case figures on the most liquid pair, in normal conditions. What you actually pay widens around news and at the session open.
Equiti lists a minimum deposit of $0. Treat it as the cost of opening an account, not the cost of trading one - position sizing on a small balance is what tends to cause damage.
Platforms and tools
- Platforms
- MetaTrader 4, MetaTrader 5, Equiti Trader
- Own platform
- Yes
- Mobile app
- Proprietary plus MetaTrader
- Browser trading
- Yes
- Automated trading
- Yes
- Copy trading
- Yes, entity/region-dependent
- Indicators
- Extensive MT4/MT5 and proprietary-platform indicators
- Third-party tools
- MetaTrader 4, MetaTrader 5, Trading Central
- API access
- Yes, FIX API/institutional connectivity
MetaTrader 4 remains the most widely supported platform for expert advisors. If you rely on an existing EA, this is usually the deciding factor.
MetaTrader 5 handles more asset classes and order types than MT4, but expert advisors are not compatible between the two - an MT4 EA will not run on it.
Markets and execution
- Markets
- Forex, Shares, Indices, Commodities, Metals, Energies, Cryptocurrencies
- Currency pairs
- 60+
- Total instruments
- 2,000+
- Crypto CFDs
- Yes, jurisdiction-dependent
- Maximum leverage
- 1:2000
- Execution model
- Market execution / liquidity-provider model
- Execution speed
- Low-latency; exact current average not consistently published
- Order types
- Market, limit, stop, stop-loss, take-profit, trailing stop and platform-specific orders
- Servers
- Global institutional infrastructure
Leverage up to 1:2000 is available on this entity. High leverage does not increase your expected return - it increases position size for the same deposit, and shortens the move needed to close you out.
Equiti covers forex, shares, indices, commodities, metals, energies, cryptocurrencies. A wider range matters less than depth in the instruments you actually trade.
Funding options: visa, mastercard, bank transfer, skrill, neteller and regional payment methods. Check withdrawal routes as well as deposit ones - they are often not the same, and the difference only becomes apparent when you try to take money out.
Accounts
- Minimum deposit
- $0
- Account types
- Standard, Premier, Invest, Islamic/Swap-Free, Demo
- Account currencies
- USD, GBP, EUR, AED and entity-dependent currencies
- Islamic account
- Yes
- Demo account
- Yes
- Professional account
- Yes
- Minimum trade size
- 0.01 lots
- Time to open
- Typically a few minutes, subject to verification
Deposits and withdrawals
- Deposit methods
- Visa, Mastercard, bank transfer, Skrill, Neteller and regional payment methods
- Withdrawal methods
- Bank transfer, cards, e-wallets and supported original funding methods
- Deposit time
- Many electronic methods instant
- Withdrawal time
- Typically 1-3 business days depending on method
- Minimum withdrawal
- Method-dependent
- Local payment methods
- Extensive, particularly across MENA markets
Support and education
- Support hours
- 24/6
- Contact channels
- Live chat, WhatsApp, email, phone
- Languages
- Multilingual, including English and Arabic
- Telephone
- N/A
- support@equiti.com
- Live chat response
- Typically within minutes
- Education
- Extensive: Equiti Academy, webinars, seminars, trading guides and platform education
- Research
- Daily market analysis, technical/fundamental commentary, Trading Central and market news
Information is regularly updated. Last compiled from Equiti's own website on 26 August 2026.
Questions people ask about Equiti
What happens to my money if Equiti goes bust?
Equiti sits behind FSCS for eligible UK clients; no equivalent scheme under several international entities. A scheme covers eligible clients of the entity that holds the licence, so the entity you were onboarded to decides whether it covers you.
Which bank actually holds client money at Equiti?
Equiti holds client money with Regulated banking institutions; entity-dependent, in accounts kept separate from the firm's own. Almost no comparison site publishes this, and it is the thing that decides how quickly you would see your money again if the broker failed.
Can I lose more than I deposit with Equiti?
Equiti provides negative balance protection, recorded as yes for eligible retail clients; entity-dependent. So it exists and it does not reach every client, and which entity you were onboarded to decides whether it reaches you.