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Trading 212 fees, after the safety questions

Cost is the last thing to weigh when the question is whether your money is safe, so this page comes after the regulation page and reads in that light.

Regulation: FCA 609146; BaFin 10109603; CySEC 398/21; ASIC AFSL 541122; Bulgarian FSC RG-03-0237. How Trading 212 is regulated

Facts last checked . Read the full Trading 212 review.

What it costs to trade

Spread from
1.0 pips
EUR/USD spread
Dynamic; current average available in instrument details
GBP/USD spread
Dynamic; current average available in instrument details
Commission
$0
All-in cost, EUR/USD
Dynamic spread
Spread type
Variable
Overnight swap
Both: overnight interest can be positive or negative
Deposit fee
Free up to applicable threshold; 0.7% thereafter on certain methods
Withdrawal fee
Generally none internally
Currency conversion
0.5% on CFD results requiring conversion

What this means

Cost is the last thing to weigh here, and never the thing that should decide it.

Spreads from 1.0 pips suggest an all-in account, where the broker's fee is built into the price rather than charged separately. There is usually no commission on top, which makes the cost easier to predict.

Quoted spreads are best-case figures on the most liquid pair, in normal conditions. What you actually pay widens around news and at the session open.

Trading 212 lists a minimum deposit of $0. Treat it as the cost of opening an account, not the cost of trading one - position sizing on a small balance is what tends to cause damage.

Questions about Trading 212 fees

Does Trading 212 charge to deposit or withdraw?

Deposit fees at Trading 212: Free up to applicable threshold; 0.7% thereafter on certain methods. Withdrawal fees: Generally none internally.

What does Trading 212 charge to hold a position overnight?

Overnight financing at Trading 212 is recorded as both: overnight interest can be positive or negative.

What is the EUR/USD spread at Trading 212?

Trading 212 records an average EUR/USD spread of dynamic; current average available in instrument details on a variable pricing model.

Fees at brokers under the same regulator

More about Trading 212